Commercial lending done with prompt, innovative and cost-effective service.
Our commercial lending team has extensive experience with a wide range of commercial financing projects. We work with borrowers, as well as lenders, to provide creative and innovative solutions in structuring, negotiating and restructuring financing transactions. We also leverage our multi-disciplinary team to provide advice on loan-related issues, such as transactional and litigation matters, as well as specific, focused counsel on issues that may arise within the course of a project financing, such as environmental liability and intellectual property.
It's a done deal.
Whether you need assistance with straightforward or complex financing issues, our mission is to help get your deal done well with prompt, custom-tailored, innovative and cost-effective service. Our team frequently advises out-of-state and international lenders on state-specific laws affecting loans involving Vermont- and New Hampshire-based borrowers or collateral. We represent institutional (bank and non-bank) lenders and borrowers in all types of financing transactions, including:
- general business loans
- asset-based financings
- commercial mortgage and leasehold mortgage lending
- SBA loans
- bond financings
- floorplan financing
- factoring transactions
- Article 9 transactions
- securitization of receivables and other debt instruments
- participated and syndicated loans
- loan workouts
- loan enforcement actions.
Minimize risk, maximize return.
Our commercial lending team is skilled at understanding a deal’s structure, analyzing relevant loan and financial documents, considering any collateral or regulatory matters, such as permitting and environmental issues, and working with our clients to develop and implement a strategy tailored to help successfully achieve their objectives.
We counsel lenders on documentation and loan enforcement issues to minimize the risk of lender liability exposure. We advise clients on a range of issues arising under state banking laws and regulations, including Vermont’s unique regulatory scheme applicable to non-bank lenders. We have considerable capability and proficiency in structuring a client’s financing proposals for presentation to credit enhancement agencies such as the Vermont Economic Development Authority.
We collaborate with financial institutions and investment managers involved in probate and fiduciary litigation matters, as well as businesses with complicated contract and business tort disputes, lending our know-how to help mediate or reach settlement and conclusion. Further, we represent both secured and unsecured creditors and other interested parties (such as landlords) in all aspects of reorganization and liquidation proceedings, including prosecution of claims, relief from stay, sales of assets, and the prosecution and defense of adversary litigation.